Guillermo financial analysis

Bank run When a bank suffers a sudden rush of withdrawals by depositors, this is called a bank run. Since banks lend out most of the cash they receive in deposits see fractional-reserve bankingit is difficult for them to quickly pay back all deposits if these are suddenly demanded, so a run renders the bank insolvent, causing customers to lose their deposits, to the extent that they are not covered by deposit insurance. An event in which bank runs are widespread is called a systemic banking crisis or banking panic.

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Office of Director of National Intelligence Key among the findings of the independent forensic investigations is the conclusion that the DNC data was copied onto a storage device at a speed that far exceeds an Internet capability for a remote hack. Of equal importance, the forensics show that the copying was performed on the East coast of the U.

Thus far, mainstream media have ignored the findings of these independent studies [see here and here ]. The recent forensic studies fill in a critical gap. There has been so much conflation of charges about hacking that we wish to make very clear the primary focus of this Memorandum.

We focus specifically on the July 5, alleged Guccifer 2. It has long been clear to us that the reason the U. Presidents know when we think our former intelligence colleagues have gotten something important wrong, and why.

For example, our first such memoranduma same-day commentary for President George W. The recent forensic findings mentioned above have put a huge dent in that assessment and cast serious doubt on the underpinnings of the extraordinarily successful campaign to blame the Russian government for hacking.

We are prepared to answer any substantive challenges on their merits. Our own lengthy intelligence community experience suggests that it is possible that neither former CIA Director John Brennan, nor the cyber-warriors who worked for him, have been completely candid with their new director regarding how this all went down.

In contrast, the investigators dug deep and came up with verifiable evidence from metadata found in the record of the alleged Russian hack. Rather it originated with a copy onto an external storage device — a thumb drive, for example by an insider.

The data was leaked to implicate Russia. We do not know who or what the murky Guccifer 2. You may wish to ask the FBI. The Time Sequence June 12, DNC contractor Crowdstrike, with a dubious professional record and multiple conflicts of interest announces that malware has been found on the DNC server and claims there is evidence it was injected by Russians.

The Key Event July 5, That speed is much faster than what is physically possible with a hack. President, the disclosure described below may be related. Even if it is not, it is something we think you should be made aware of in this general connection.

Democratic presidential nominee Hillary Clinton at the third debate with Republican nominee Donald Trump. Scarcely imaginable digital tools — that can take control of your car and make it race over mph, for example, or can enable remote spying through a TV — were described and duly reported in the New York Times and other media throughout March.

Her March 31 article bore the catching and accurate headline: More important, the CIA reportedly used Marble during These are areas that might profit from early White House review.

Putin and the Technology We also do not know if you have discussed cyber issues in any detail with President Putin. Over recent decades the ethos of our intelligence profession has eroded in the public mind to the point that agenda-free analysis is deemed well nigh impossible.

Thus, we add this disclaimer, which applies to everything we in VIPS say and do: We have no political agenda; our sole purpose is to spread truth around and, when necessary, hold to account our former intelligence colleagues.

Guillermo Financial Analysis

We speak and write without fear or favor. Consequently, any resemblance between what we say and what presidents, politicians and pundits say is purely coincidental.

The fact we find it is necessary to include that reminder speaks volumes about these highly politicized times. Live links to the 49 past memos can be found at https: Ray McGovern, former U. Army Reserve Colonel ret and former U. The portions of the Memo affected by the mistaken dates have been corrected.

A short explanation of the corrections:Hospitality Financial Accounting [Jerry J. Weygandt, Donald E. Kieso, Paul D. Kimmel, Agnes L.

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Earlier today the Seattle Mariners announced starting left fielder Ben Gamel is expected to miss four to six weeks with an oblique strain.

Guillermo financial analysis

The loss of Gamel places even more stress on an outfield squad already without Mitch Haniger (hand tendinitis) and Guillermo Heredia (recovering from shoulder surgery)..

So how did the Mariners react to their mounting outfield injuries?

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